HARNESSING AI FOR NPA REDUCTION, SUSTAINABLE FINANCIAL INSTITUTIONS, AND THE MSME SECTOR Renu Singh, Dr. Kirti Dr. Reenu . Leadership, Education, Personality: An Interdisciplinary Journal, ISSN: 2524-6178, [S. l.], v. 18, n. 10, p. 605–613, 2025. DOI: 10.1366/36phbt24. Disponível em: https://sibe.rpress.co.in/index.php/jimr/article/view/578.. Acesso em: 30 jan. 2025.