Leadership, Education, Personality: An Interdisciplinary Journal, ISSN: 2524-6178
School of International Business and Entrepreneurship is A place of education where the future is developed: that of technology management and economics – in various areas of technologies – IT, Renewable Energy, Manufacturing & Innovation. Leadership, Education, Personality: An Interdisciplinary Journal ISSN: 2524-6178. This interdisciplinary and transfer oriented journal deals with the topics of Leadership, Personality and Education as well as the areas of conflict arising from this combination.. The journal aims for a comprehensive and diverse approach to the research fields concerned, so that articles from all scientific disciplines are welcomed. Furthermore, “Leadership, Education, Personality: An Interdisciplinary Journal” publishes practice-oriented articles from business, politics, and society to demonstrate its transfer oriented concept. Additionally, special editions or thematic series offer the opportunity to focus on singular topics. Due to its relevance for almost every scientific field, the journal addresses a wide academic readership as well as opinion leaders, executives, and practitioners from all social sectors. AUTHORS GUIDELINES: SIBE Press researchers across the world thereby bringing in total transparency in its journal review system. The journal welcomes submissions in all areas related to IT, Management, Commerce, Finance, Human Resources, Economics, Natural and Applied Science, Mathematics, Law, Pharmacy, Health Science, Language and Literature, Engineering and Social Science. Manuscript must be in English prepared on a standard A4 size paper setting. It must be prepared in 12-point Times New Roman. Authors are instructed to follow the author guidelines strictly without which the article may not be accepted for publication. Authors are advised to check the guidelines and check list before submitting the article for publication. 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Comparative Study of Physico-Chemical Parameters and Fish Diversity: A Case Study of Ozarkhed and Gangapur Dams, Nashik
The present study investigates the comparative status of physico-chemical water quality parameters and fish diversity in two important freshwater reservoirs of Nashik district, Maharashtra, namely Ozarkhed Dam and Gangapur Dam. Freshwater ecosystems play a vital role in maintaining ecological balance, supporting aquatic biodiversity, and providing water resources for domestic, agricultural, and fishery purposes. The study was conducted to assess the seasonal variation in water quality and its influence on ichthyofaunal diversity in these reservoirs. Water samples were collected from both dams during three major seasons, namely Monsoon, Post-Monsoon, and Pre-Monsoon, and analyzed for selected physico-chemical parameters such as temperature, pH, dissolved oxygen (DO), biological oxygen demand (BOD), chemical oxygen demand (COD), turbidity, electrical conductivity (EC), total dissolved solids (TDS), total suspended solids (TSS), alkalinity, hardness, chlorides, nitrates, phosphates, sulphates, and ammonia. Simultaneously, fish diversity was assessed through field observations, local fish catch records, fishermen interactions, and taxonomic identification of fish species.
Copyright (c) 2023 Leadership, Education, Personality: An Interdisciplinary Journal, ISSN: 2524-6178 https://sibe.rpress.co.in/
Implementation of the National Education Policy 2020 in Higher Education Institutions of Haryana: Curriculum Structure, Scheme Framework and Implementation Challenges
The National Education Policy 2020 (NEP-2020) represents a transformative reform in the Indian higher education system aimed at promoting multidisciplinary learning, academic flexibility, skill development, and research orientation. One of the most significant reforms introduced under the policy is the Curriculum and Credit Framework for Undergraduate Programmes (CCFUGP), which allows students to pursue a four-year undergraduate programme with multiple entry and exit options. The framework integrates various course categories such as Discipline Specific Courses (DSC), Minor Courses (MIC), Multidisciplinary Courses (MDC), Skill Enhancement Courses (SEC), and Value Added Courses (VAC) to promote holistic education and interdisciplinary learning. Universities and colleges in Haryana have started implementing NEP reforms through different scheme-based academic structures including Scheme A, Scheme B, and Scheme C. These schemes provide flexibility for students to pursue multidisciplinary learning, major–minor combinations, and single-major specialization. The present study reviews the implementation of NEP-2020 in higher education institutions of Haryana with particular emphasis on curriculum structure, course categories, and scheme frameworks. The study also examines challenges faced during implementation, including curriculum variations across universities, rigid credit structures, infrastructure limitations, and lack of student awareness regarding course selection. The paper concludes by suggesting policy measures such as curriculum standardization, greater flexibility in credit allocation, faculty training programmes, and effective academic counselling systems to ensure successful implementation of NEP-2020 reforms in the state.
Copyright (c) 2023 MSW Management Journal ISSN: 1053-7899 https://mswmanagementj.com/
‘The impact of financial inclusion on Women's workforce participation in India’
This research looks into ‘influence of financial inclusion on women's’ workforce participation in India. Current study works at the grassroots level, investigating the function of labor force participation in promoting sustainability and growth. It investigates whether women's labor-force involvement leads to financial inclusion, and therefore to development. It also looks into how digitalization might help promote financial liberty. This review article synthesizes expert perspectives & emphasis relevance of ‘financial inclusion in achieving’ the objective of a developed nation by 2047. The study stated that digitization, women's labor engagement, & ‘financial inclusion’ are critical in moving India to developed nation status. Digitalization promotes economic growths by increasing efficiency and transparency. Increased labor engagement, particularly between women & underprivileged areas, guarantees that benefits of economic progress were dispersed fairly, resulting in a more inclusive and sustainable development model.
Copyright (c) 2024 Leadership, Education, Personality: An Interdisciplinary Journal, ISSN: 2524-6178 https://sibe.rpress.co.in/
Foreign Acquisitions and Strategic Realignment in Emerging Markets: An Exploratory Comparative Case Study of Flipkart and MX Player
Foreign acquisitions have rapidly and effectively transformed India's digital economy, impacting corporate strategies and trajectories beyond immediately observable ownership transformations. This study utilized a qualitative, exploratory comparative case study of two successful Indian digital firms, Flipkart (acquired by Walmart) and MX Player (acquired by Times Internet), to explore foreign ownership impacts on post-acquisition strategic orientation. A recompiling and reviewing of secondary data including industry reports, regulatory filings, news articles, and literature was used to analyze and identify three prominent trends: (1) strategic orientation towards domestic market consolidation, (2) resources diverted away from strategic initiatives either regarding statutory requirements or management task constraints, and (3) capability reduction created by talent loss and cultural integration issues. The study findings indicated that foreign acquisitions tended to limit global aspirations rather than leverage opportunities that supported them—especially in industries with high-localization costs and highly regulated environments. Implications for international business and emerging markets literature will reflect the strategies revealed in the findings specifically, hybrid structures, asset-light partnerships, and policy-enabled globalization as practical frameworks to enable acquired firms to pursue sustainable international growth and reduce exposure to integration challenges. This paper explores the causes, challenges of foreign ownership, and alternative pathways for global growth based on evidences.
LEGAL INSTRUMENTS OF HYGIENE: PUBLIC HEALTH REGULATION AND STATE POWER IN THE UNITED PROVINCES (1890–1935)
This study explores the structure of law in public health in the United Provinces (UP), in British India, during the time period of 1890 to 1935; a time when colonial sanitary government expanded with an extensive array of legislation, local ordinances, and measures to control epidemics. I used historical analytical methods based upon colonial records of law, reports from the Sanitary Commission, minutes from local government meetings, and gazetteers to trace how the colonial state used various legal tools including the Epidemic Diseases Act of 1897, local sanitation ordinances and vaccination requirements as ways to expand their administrative authority over the Indian body, dwelling place and urban space. The results show that both the law and its administration were dual-purpose: addressing real public health issues including plague, cholera, and malaria; and supporting the establishment of racial hierarchies, expanding the authority of the bureaucracy and exercising disciplinary power over Indian populations using the cover of modern hygiene. Additionally, this paper examined how Indian political actors, members of the municipal boards, and nationalist leaders in the United Provinces challenged, utilized, and reframed these sanitary laws to articulate demands for self-government and social reform. Ultimately, the research shows that the public health law in colonial UP was not simply a technical response to a disease issue but was a constitutive part of the state's power to define the limits of sovereignty, citizenship, and resistance in late colonial India.
भारत में उपभोक्ता संरक्षण की व्यवस्था : अधिकार, विधिक ढांचा एवं चुनौतियाँ
आधुनिक आर्थिक व्यवस्था में उपभोक्ता को बाजार प्रणाली का केंद्र माना जाता है। उत्पादन, वितरण तथा विनिमय की समस्त गतिविधियाँ अंततः उपभोक्ता की आवश्यकताओं की पूर्ति के लिए ही संचालित होती हैं। किंतु व्यावसायिक प्रतिस्पर्धा, अधिक लाभ प्राप्त करने की प्रवृत्ति, भ्रामक विज्ञापन, मिलावटी वस्तुओं की बिक्री तथा निम्न गुणवत्ता की सेवाओं के कारण अनेक बार उपभोक्ताओं के हितों का हनन होता है। ऐसी परिस्थितियों में उपभोक्ता संरक्षण की अवधारणा अत्यंत महत्वपूर्ण हो जाती है। भारत में उपभोक्ताओं के अधिकारों की रक्षा के लिए विभिन्न विधिक व्यवस्थाएँ विकसित की गई हैं, जिनमें उपभोक्ता संरक्षण अधिनियम, 1986 एक महत्वपूर्ण मील का पत्थर है। इस अधिनियम ने उपभोक्ताओं को सरल, त्वरित तथा कम खर्च में न्याय प्राप्त करने की व्यवस्था प्रदान की है। प्रस्तुत शोध-पत्र में भारत में उपभोक्ता संरक्षण की अवधारणा, उपभोक्ता अधिकारों, उपभोक्ता संरक्षण अधिनियम 1986 की विशेषताओं, उपभोक्ता विवाद निवारण तंत्र तथा उपभोक्ता संरक्षण के समक्ष उपस्थित प्रमुख चुनौतियों का विश्लेषण किया गया है।
Copyright (c) 2012 Leadership, Education, Personality: An Interdisciplinary Journal, ISSN: 2524-6178 https://sibe.rpress.co.in/
Women’s Entrepreneurship and Digital Marketplaces in India: Opportunities, Challenges, and Pathways for Inclusive Growth
Women’s entrepreneurship has emerged as a powerful driver of inclusive economic development in India. In recent years, the rapid expansion of digital marketplaces and e-commerce platforms has opened new avenues for women to establish, scale, and sustain businesses beyond traditional physical boundaries. This paper examines the intersection of women’s entrepreneurship and digital marketplaces in India, highlighting the opportunities created by digital platforms as well as the structural challenges that women entrepreneurs continue to face. Drawing on existing literature, policy reports, and recent examples from India’s digital economy, the study analyzes how digital marketplaces contribute to women’s economic participation, financial independence, and social empowerment. The paper also reviews policy interventions, government initiatives, and private sector programs aimed at promoting women-led enterprises through digital technologies. The findings suggest that while digital platforms significantly reduce market-entry barriers and expand economic opportunities for women, persistent issues such as digital literacy gaps, financial constraints, socio-cultural barriers, and limited access to networks remain critical challenges. The study concludes with recommendations for strengthening policy frameworks, digital infrastructure, and institutional support systems to ensure sustainable growth of women entrepreneurs in India’s digital economy.
Copyright (c) 2014 Leadership, Education, Personality: An Interdisciplinary Journal, ISSN: 2524-6178 https://sibe.rpress.co.in/
HEALTH INSURANCE SERVICES: ITS BUSINESS PERFORMANCE AND DETERMINANTS OF POLICYHOLDERS’ SATISFACTION
The Government of India spends a little over 1 per cent of Gross Domestic Product (GDP) on health, which is inadequate to provide better health care facilities to the people. It has been resulted that Indians spend major portions of health expenditure in the country from their personal resources. With the rise in health care costs due to emergence of private hospitals, expensive health technology and pharmaceuticals, there is need for adequate planning to protect sudden hospitalization. So, health insurance becomes imperative for everyone to look and be covered under a good health insurance policy. In order to health insurance industry has come up with innovative products due to increasing demand and facilitates access of comprehensive services to the people. This empirical and analytical research aimed to measure the growth of business performance in the health insurance market and also to identify the determinants of policyholders’ satisfaction level. The analysis reveals that there exists positive growth in different sectors’ health insurance services with respect to premium collection for the reference period 2009-10 to 2018-19. In addition, this study shows that more than 6/10th of the policy holders are highly satisfied with health insurance services. The factors namely coverage of illness, premium of the scheme, timely service, availability of web-based information and accessibility of branch offices are mainly determine to policyholders’ with lower and higher satisfaction towards health insurance services.
ROLE OF CREDIT CARD IN THE DIGITAL PAYMENT SYSTEM: GROWTH ANALYSIS
The present Government is aimed at transforming the country into a digital economy. It gives special attention for digital payments. In daily lives larger transactions are happening on payments and it has been resulted that enhance the better society, business and the economy at larger part. Over the past three years, digital payment system works with new payment modes along with existing payment system in order to increasing Person to Merchant (PtoM) as well as Person to Person (PtoP) payments. Among various modes of digital payments, credit card payment is one of the retail payment systems which have improved Person to Merchant payments. The usage of credit card depends on the users’ willingness to spend on credit basis. Thus, this study measure the growth of credit card payments with respect to volume and value of credit card payment transactions. These two parameters play a vital role in order to observe the users’ position in credit card payments. The 11 Financial Years from 2009-10 to 2019-20 were considered for the study. The analysis reveals that an average of 838.31 million transactions of credit card payment with the value of INR 2676.39 Billion has been takes place for the study period. Further, the growth prospect is expected that credit card payment takes place over INR 7000 Billion with over 2200 volume of transactions in 2022-23. Further, this study has been identified that most important credit card payment infrastructure namely number of outstanding credit cards, Point of Sales (POS) machines and volume of transaction on the growth on value of credit card payments for the reference period.
Design and Simulation of Grid Connected Solar PV System Using PVsyst And Sketchup
Present work discusses about the design and simulation of a 405kwp solar PV system in Galgotias college of Engineering & Technology. The goal is to evaluate the potential of solar energy to provide sustainable and environmentally friendly electricity in the college which is integrated to grid. This system uses 580W PV module and 380kW invertor. We analyzed the system using PVsyst, solargis and SketchUp. The result showed that SOLARGIS estimated annual energy generation between 550 MWh and 555 MWh. While PVsyst provided a higher estimate of 579.4MWh. This indicates that PVsyst predicts more energy output then the other tools.
Kanhaiya Kumar1* , Shreswi Gupta2 , Mukesh Kumar3 , Ankit Patel4 , Kumar Saurabh5
Burnout in Elite Athletes: Psychological Causes and Prevention Strategies
Burnout in elite athletes is a multidimensional psychological syndrome characterized by emotional and physical exhaustion, reduced sense of accomplishment, and sport devaluation. Increasing performance expectations, intense training loads, competitive pressure, and psychosocial stressors have intensified the prevalence of burnout in high-performance sports. Recent psychological research highlights the central role of stress, maladaptive coping strategies, low resilience, motivational climate, and lack of social support as key contributors to burnout development. Empirical evidence suggests that life stress, emotional dysregulation, perfectionism, and chronic workload imbalance significantly elevate burnout risk. Conversely, resilience, problem-focused coping, mindfulness, emotional regulation, and psychosocial resources act as protective factors. Prevention strategies emphasize psychological skills training, stress management interventions, resilience development, supportive coaching environments, and systematic workload monitoring. This study synthesizes current theoretical and empirical perspectives on the psychological causes and prevention strategies of burnout in elite athletes. The analysis highlights the necessity of adopting a holistic, athlete-centered approach that integrates mental health support with training management to enhance well-being, performance sustainability, and career longevity. Understanding burnout through psychological frameworks can facilitate the design of evidence-based interventions, promoting healthier and more adaptive sporting environments.
Analysis of integrated transportation system of Gurugram: A case of Bus and Metro transits
Rapid urbanization in Gurugram, India, has led to traffic congestion, poor service, and increased pollution in the city's transportation system. Commuters increasingly rely on private and intermediate forms of transportation due to the need for more public transit. Visum, a macrosimulation program, was used to construct a four-stage sequential public transport model in Gurugram. The model was developed with the use of 1124 survey results. After the travel demand model was made, it was used to estimate the number of trips people and groups took in the baseline year using public and private modes of transportation. The results were verified using empirical evidence. To promote environmentally friendly transportation, the Gurugram metro was integrated with feeder modes and park-and-ride lots. The advantages of this were examined at the network level. After implementing multi-modal integration, metro rail usage increased. The long-term goal of this work is to get people out of their vehicles and onto public transit.
“Vastu Shastra Core Concepts: Brahma Vithi, Deva Vithi, and Manushya Vithi Explained”
Vastu Shastra is the ancient Indian science of architecture that harmonises built spaces with natural forces, cosmic rhythms, and human life. Rooted in the Vedas and developed through classical texts such as Mayamata, Manasara, and Brihat Samhita, Vastu Shastra provides a systematic framework for planning buildings that support health, prosperity, stability, and psychological well-being. In modern architecture, where sustainability, human-centric design, and energy efficiency are gaining increasing importance, Vastu Shastra offers timeless principles that align natural elements, spatial order, and human function in a holistic manner.
Copyright (c) 2017 Leadership, Education, Personality: An Interdisciplinary Journal, ISSN: 2524-6178 https://sibe.rpress.co.in/
Strategic Gamification in HRM: A Lifecycle Perspective
Gamification has emerged as a transformative approach within Human Resource Management (HRM), enabling organizations to enhance employee motivation, engagement, and overall work experience. Although prior research has examined gamification across specific HR functions such as recruitment, training, and performance management, the literature remains fragmented, offering limited insight into its strategic role across the employee lifecycle. Addressing this gap, the present conceptual paper synthesizes interdisciplinary scholarship to develop an integrated lifecycle perspective of gamification in HRM. Drawing on Self-Determination Theory, Flow Theory, and Social Exchange Theory, the study explains how gamified practices activate psychological mechanisms that influence employee attitudes, behaviors, and organizational attachment from entry to long-term membership. The paper proposes a value-creation framework illustrating the progression from gamified HR practices to psychological activation, behavioral change, enhanced employee experience, and improved organizational outcomes. By positioning gamification as a strategic capability rather than a technological tool, this study contributes to theory development and advances understanding of experience-oriented HRM. The paper also outlines future research directions and offers managerial insights for designing ethically grounded and motivationally effective gamified work systems.
ASSESSING THE IMPACT OF MICROFINANCE SCHEMES ON WOMEN'S EMPOWERMENT IN RURAL RAJASTHAN
This study examines the case of Rajasthan, where a predominantly rural population and deeply rooted socio-cultural norms shape the scope and effectiveness of microfinance interventions. The state's traditional socio-cultural environment, low literacy rates, and persistent gender inequality create specific challenges for microfinance initiatives, making it a critical area for research. This study explored the implementation, outcomes and challenges of microfinance initiatives on women's empowerment in rural Rajasthan. The study assesses the ways in which microfinance fosters social and economic growth for rural women, with a particular focus on the Stand-Up India Scheme, Pradhan Mantri MUDRA Yojana (PMMY), Rajasthan State Rural Livelihood Mission (RSRLM), and National Rural Livelihood Mission (NRLM). From 2020 to 2023, the study uses a secondary data-based approach to gather information from official reports, economic surveys, NABARD publications, and academic literature. The findings indicate that its impacts differ depending on the geographic area. While tribal and isolated communities still face structural and sociocultural impediments, empowerment results are more noticeable in non-tribal and economically developed districts, such as Ajmer and Bhilwara. The findings also suggest that microfinance can significantly promote gender-inclusive development, but in order to guarantee significant and long-lasting empowerment, a more comprehensive and gender-sensitive implementation strategy that includes capacity building, digital access, community engagement, and focused policy interventions is necessary.
Shubhangi Gupta, Dr. Sangeeta, Jyoti Gupta, Pooja Thakur
Copyright (c) 2024 MSW Management Journal ISSN: 1053-7899 https://mswmanagementj.com/
Assessing the Impact of the White Revolution on the Dairy Sector in Rural Haryana
Revolutions drive systematic transformations and restructuring of rural economies, society, and governments, thereby significantly influencing rural development and transforming socio-economic and political events. The White Revolution, initiated in India in the 1970s, significantly transformed the dairy sector in rural areas of Haryana. This study investigates the multifaceted impacts of the White Revolution on the dairy industry in rural Haryana, focusing on economic, social, and nutritional aspects. Data is collected through secondary sources. The findings reveal that the White Revolution facilitated increased milk production and enhanced the income of dairy farmers through the establishment of cooperative societies and improved access to markets. Additionally, it contributed to socio-economic empowerment, especially among women involved in dairy farming. However, challenges such as fluctuating milk prices, dependence on cooperative structures, and environmental sustainability must be addressed to sustain long-term growth. The study underscores the significance of continued government support and innovative practices to further enhance the resilience and profitability of the dairy sector in rural Haryana. This study contributes to understanding the transformative effects of agricultural policies on rural economies and suggests pathways for future development in the dairy industry.
Copyright (c) 2022 Leadership, Education, Personality: An Interdisciplinary Journal, ISSN: 2524-6178 https://sibe.rpress.co.in/
Representation of rural India in Indian English novels
The representation of rural India in Indian English novels occupies a significant position in the literary landscape, offering deep insights into the socio-economic, cultural, and psychological realities of village life. Indian English novelists have portrayed rural spaces as complex sites marked by poverty, caste hierarchies, gender oppression, agrarian struggles, superstition, and social transformation. Through realistic narratives and empathetic characterization, writers such as Mulk Raj Anand, R. K. Narayan, and Bhabani Bhattacharya have vividly depicted the hardships, resilience, and cultural richness of rural communities. Their novels explore the lived experiences of marginalized groups, including peasants, laborers, untouchables, and women, foregrounding issues of exploitation, social injustice, and economic deprivation. At the same time, contemporary writers extend this portrayal by examining the effects of modernization, migration, globalization, and environmental challenges on rural life. This study aims to critically analyze how Indian English novels represent rural India and how these literary depictions contribute to social awareness, cultural understanding, and national consciousness. By blending realism with social critique, Indian English fiction provides a powerful platform for voicing rural concerns and reimagining pathways toward social change and inclusive development.
Gender and power in modern feminist drama
Modern feminist drama offers a powerful critique of patriarchal structures by foregrounding the complex dynamics of gender and power. Through innovative dramatic techniques, feminist playwrights challenge traditional representations of women, exposing the systemic inequalities that govern social, political, and cultural life. This study examines how modern feminist drama interrogates dominant power relations, highlights women’s experiences of oppression and resistance, and redefines female identity and agency. By portraying women’s struggles against marginalization, domestic confinement, sexual exploitation, and institutionalized control, feminist drama becomes a site of ideological resistance and social transformation. The plays reveal the intricate intersections of gender, class, race, and sexuality, demonstrating how power operates across multiple social levels. Moreover, feminist dramatists reimagine women not as passive victims but as active agents capable of self-awareness, rebellion, and empowerment. Through character development, symbolic representation, and alternative narrative structures, feminist drama dismantles patriarchal norms and offers new possibilities for equality and justice. The study concludes that modern feminist drama significantly contributes to feminist discourse by redefining gender roles, questioning established power hierarchies, and promoting critical awareness of women’s rights and liberation.
Homological Methods in Non-Commutative Algebra
Homological methods play a central role in the structural analysis of non-commutative algebras by providing powerful invariants and categorical frameworks to investigate modules, extensions, and deformation phenomena. This paper examines the application of homological algebra techniques—including projective and injective resolutions, derived functors such as Ext and Tor, and homological dimensions—to the study of non-commutative rings and graded algebras. Particular emphasis is placed on derived categories, Hochschild (co)homology, and their relevance to representation theory and non-commutative geometry. The work further explores Artin–Schelter regularity, Koszul duality, and deformation theory as fundamental tools for understanding structural and geometric properties of non-commutative spaces. By synthesizing classical homological constructions with modern categorical approaches, the study highlights how homological invariants facilitate classification, equivalence detection, and the resolution of algebraic singularities in non-commutative settings.
Poverty Alleviation Programmes in India: An Economic Assessment
Poverty in India remains one of the most enduring socio-economic challenges, deeply entrenched in a complex interplay of historical, structural, and demographic factors. The legacy of colonial exploitation left behind skewed land ownership patterns, underdeveloped infrastructure, and widespread deprivation, which were further compounded by post- independence issues such as unequal resource distribution, agrarian distress, rapid population growth, and periodic economic shocks. For decades, large segments of the population— particularly in rural areas and among marginalized communities like Scheduled Castes, Scheduled Tribes, and women—have grappled with income insecurity, limited access to education and healthcare, and vulnerability to climate and market fluctuations. Although India has recorded impressive economic growth since the liberalization reforms of the 1990s, translating aggregate gains into equitable poverty reduction has proven difficult, with millions continuing to face multidimensional deprivations beyond mere income shortfalls.
Coalition Politics and Policy Stability in India: An Institutional Assessment
Coalition governments have been a defining feature of Indian politics since the late 1980s. Conventional political discourse often associates coalition politics with instability, policy paralysis, and weak governance. This paper challenges that assumption by examining coalition politics in India through an institutional lens. Using an original Coalition Stability Index (CSI), the study evaluates legislative coordination, executive continuity, and policy outcomes during coalition governments between 1996 and 2011. The paper argues that coalition politics in India did not undermine governance; instead, it institutionalised negotiated policymaking and contributed to policy stability through consensus-driven mechanisms. The findings contribute to broader debates on democratic governance and coalition politics in plural societies.
Copyright (c) 2011 Leadership, Education, Personality: An Interdisciplinary Journal, ISSN: 2524-6178 https://sibe.rpress.co.in/
Impact Assessment of Agri-Clinic and Agribusiness Centres Scheme in Delhi
The Agri-Clinic and Agribusiness Centres (AC&ABC) Scheme is a pivotal initiative launched by the Government of India in collaboration with NABARD to promote agripreneurship among agricultural graduates. The primary objectives of the scheme are to empower farmers, strengthen rural entrepreneurship, enhance agricultural extension services and facilitate effective technology transfer to improve agricultural productivity and profitability. The present study analyzes the performance of the AC&ABC scheme in Delhi based on year-wise, activity-wise and institute-wise indicators. The study relies on secondary data collected from annual reports, official websites such as MANAGE, NABARD and AC&ABC, along with research articles and journals. To examine the growth trend of trained candidates and establishment of agriventures, the Compound Annual Growth Rate (CAGR) method has been employed. The findings reveal that Delhi shows moderate performance under the scheme in terms of trained candidates and agriventure establishment. The maximum number of agricultural graduates were trained during 2011–12, while the highest number of agriventures were established in 2012–13. Agri-clinic services, agribusiness ventures and dairy/poultry-related enterprises emerged as the most successful activities. Among the training institutes, the Indian Society of Professionals demonstrated efficient performance, with most successful agriventures established by candidates trained under this institution. However, the overall performance of Delhi under the AC&ABC scheme remains limited. The CAGR of trained candidates was positive only during specific periods, while the growth rate of agriventure establishment remained low and negative in several years. The major reasons for low performance include limited awareness, inadequate outreach and lack of motivation among agricultural graduates. Therefore, to ensure effective implementation of the AC&ABC scheme, the government should strengthen promotional activities, provide better financial support and focus more on urban and peri-urban regions of Delhi to encourage agripreneurship and sustainable agricultural development.
An Empirical Analysis of Banking Sector Development and Economic Growth in Punjab
This study examines the relationship between banking sector development and economic growth in Punjab. A well-developed banking sector plays a crucial role in mobilizing savings, facilitating investments, promoting financial inclusion and supporting industrial and agricultural activities. Punjab, being an agrarian and industrially significant state, depends heavily on an efficient financial system for sustainable economic development. The research analyzes key indicators of banking sector development such as credit growth, branch expansion, deposit mobilization and financial outreach and evaluates their impact on the state’s economic performance. Using secondary data collected from RBI reports, state economic surveys and government publications, the study employs quantitative techniques to identify trends and correlations between banking development and economic growth. The findings reveal that expansion of banking services has positively contributed to capital formation, employment generation and income growth in Punjab. The study highlights the need for policy initiatives to strengthen rural banking, digital finance and credit accessibility to enhance inclusive growth. The research concludes that a robust banking system is a key driver of sustainable economic development in Punjab.
Customer Perspectives on Cybersecurity in Cooperative Banks Manisha Ganpati Patil
Cooperative banks in semi-urban and rural areas are increasingly exposed to cyber threats as they adopt digital banking. This study analyzes 400 customer survey responses to assess cyber security preparedness in cooperative banks across Satara, Sangli, and Kolhapur districts. Descriptive statistics reveal that while a majority of customers frequently use digital services and are aware of basic security measures, significant gaps remain in perceived security and communication. For instance, only about half of customers consider internet banking secure, and 14% reported encountering phishing or fraud attempts. Inferential analysis indicates a strong link between user awareness and security outcomes: customers who rated themselves knowledgeable about cyber risks were far less likely to fall victim to fraud (χ²=12.6, p<0.001). A moderate positive correlation was found between cybersecurity knowledge and trust in the bank’s digital security (r=0.29, p<0.05). Regression analysis suggests that proactive customer education by banks is a significant predictor of customer trust (β≈0.41, p<0.01). Key themes identified include the need for enhanced training and awareness, improved technological safeguards, and robust incident response strategies. The paper concludes with recommendations for cooperative banks to strengthen cyber policies, deploy advanced security technologies, and foster a culture of security awareness to protect customers and build trust in digital banking services.
IMPACT OF SURROGATE ADVERTISING ON GEN-Z
Surrogate commercials are a distinct type of marketing in which the actual product, which may be outlawed or restricted by legislation, cannot be explicitly featured or its traits and features depicted as they are. Instead, surrogate adverts aim to pique the viewer's curiosity and communicate a message without openly exposing the product. It's crucial to emphasize that surrogacy marketing isn't always harmful or unlawful. Surrogate advertising has been effective in enticing clients, particularly the younger generation, who have been heavily enticed into purchasing and ingesting forbidden items. In this perspective, the current study examines the influence of surrogate advertising on generation Z. The current study found that the majority of Generation Z is aware of surrogate marketing and their influence on tobacco smoking. They believe that the appearance of well-known celebrities in such advertising enhances tobacco usage while also creating a good brand image for the corporations that produce and promote the products.
Transforming Higher Education through NEP 2020: An Analysis of Challenges and Opportunities
Sudesh Kumari An explicit and futuristic education policy is essential for any country, not only at the school level, but also at higher levels. The National Education Policy (NEP) 2020 represents a paradigmatic shift in India's higher education, and it is focused on five pillars: Accessibility, Equality, Affordability, Quality, and Accountability. These pillars collectively aim to create an ecosystem of continuous learning opportunities that transcends traditional educational boundaries. This paper examines the transformative impact of NEP 2020 on higher education. Key findings reveal that NEP 2020 envisions a strategic consolidation of India's higher education landscape into three distinct institutional categories, designed to significantly enhance the Gross Enrollment Ratio (GER). This restructuring has already begun yielding results. India's GER has witnessed a remarkable journey from 23.7% in 2014-15 to 28.4% in 2021-22, translating to an enrollment surge from 3.42 crore to 4.33 crore students.
ASSESSING THE RELATIONSHIP BETWEEN THE LEVEL OF AWARENESS OF FINTECH SERVICES AND GENDER
There is a constant and well-documented fintech gender difference, with males generally showing more awareness and uptake of financial services than women. This disparity persists across most countries and is affected by a variety of variables, including differing attitudes toward technology, security concerns, and socioeconomic inequality. The primary goal of this research is to determine the association between gender and fintech service awareness levels. This research revealed that the majority of consumers were aware of digital wallets, instant lending, payment processors, trading services, and online banking or e-banking FinTech services, and that these services are also the most popular among them. FinTech has acquired great traction in both the scientific and technological communities, as well as altered the financial industry, owing to its broad use of innovative technologies and financial sector development. As a result, the traditional financial system has been challenged by the emergence of new technologies in the FinTech space, forcing conventional institutions to simplify their approach to new model solutions, stabilize the market, maintain customer trust, and establish new institutions and start-ups.
Chandan Kumar Thakur, Priyanka Yadav, Aishwerya,
SWAMI DAYANAND VERSUS UNTOUCHABILITY: AN EVALUATION OF HIS REFORMATORY IDEAS
Swami Dayanand Saraswati, the founder of the Arya Samaj, was a pivotal figure in the socio-religious reform movements of 19th-century India. He ardently opposed the practice of untouchability, advocating for social equality and the upliftment of marginalized communities. Dayanand’s reformatory ideas were rooted in his interpretation of Vedic texts, which he believed emphasized the inherent dignity of all human beings. Dayanand's opposition to untouchability stemmed from his belief that all people are descendants of the same divine source. He argued that caste distinctions, particularly those that enforced untouchability, were not supported by the Vedas. In his view, the rigid caste system was a social construct that deviated from the true teachings of Hinduism. He asserted that every individual, regardless of their birth or societal status, possesses an inherent right to dignity and respect. Dayanand's doctrine insisted that adherence to Vedic principles would lead to the abolition of social inequalities, including the banishment of untouchability.
Copyright (c) 2009 Leadership, Education, Personality: An Interdisciplinary Journal, ISSN: 2524-6178 https://sibe.rpress.co.in/
IMPACT OF AI ON PURCHASE DECISIONS IN DIGITAL MARKETING
AI has the ability to increase productivity and economic growth. It may improve decision-making and quality while also encouraging creation of new services, markets, & even industries. This article looks at how artificial intelligence affects internet buying behavior. The major goal of this study is to investigate influence of AIon purchase choices in digital marketing. Finally, influence of AI on purchase choices in digital marketing cannot be overstated. It has altered the way users engage with online platforms by providing tailored suggestions, real-time customer assistance, and effective supply chain management. As AI technology progresses, organizations must embrace and leverage its promise to provide greater consumer experiences. Understanding and responding to changing client demands and concerns allows businesses to remain competitive and grow in the quickly digital world of online commerce.
EMPLOYEE SATISFACTION IN THE HYBRID WORKPLACE MODEL ERA
This article examines impact of employee satisfaction (ES) on employee performance (EP) utilizing mediation analysis and the created hybrid workplace (HW) model. It was discovered that the parallel and serial mediation effects of the identified components are extremely important in the implementation of hybrid workplace. Certain constructs, such as Work-Life Balance, have a partial mediation influence and might be the subject of future research. The themes that emerged from the conversations emphasized the necessity of the supporting HR practices enabled by a hybrid workplace. Subjective expectations are inherent in the employee-employer relationship, and companies have a significant impact on influencing results of this relationship.