Analysis of Non-Performing Assets (NPAs) in Indian Banking Sector: Causes, Consequences and Remedies

Abstract

Financial stability and economic development are being threatened by non-performing assets (NPAs), which have emerged as a major worry for the banking industry in India. The reasons, effects, and possible solutions to nonperforming loans (NPAs) in India's banking system are the primary topics of this research study.The research starts by looking at the causes of nonperforming assets (NPAs) in Indian banks, which include things like poor risk management, regulatory restrictions, poor corporate governance, and economic downturns. The article analyses the causes of nonperforming loans (NPAs) and their effects on the banking sector's health and performance by analysing current research, regulatory reports, and industry statistics.